Dont Let Money Worries Dictate Your Career - Sterling Career Concepts

Don’t Let Money Worries Dictate Your Career Don’t Let Money Worries Dictate Your Career Sometimes it’s hard to manage a job successfully with everything that life throws at us, but if its finance worrying you, youre not alone. A recent study showed that  63% of the American respondents  were concerned about unexpected expenses, suggesting that cash is a stress that we cannot escape from. But it’s important  not to lose sleep over it  as that won’t help your career soar. The good news is that there are ways to develop your career that dont require investing a lot of money. Are financial worries age specific? Anyone can be hit be financial struggles, regardless of their age or stage of their career, but it seems that young Americans are hit particularly hard by financial struggles related to the cost of education. Respondents aged 18-34 were questioned about their personal debt and over 40% were most concerned about their school debt. This figure increased to over  50% for 18-24 year olds. However, with the option of student loans for not just those studying but also for graduates, there seems to be some potential for an increase in cash to help out those who are hit the hardest. It’s certainly worth investing time to research  the various sources of finance for students,  as the rates and terms vary, but there are many who can help. The power of a resume   Perhaps not everyone sees the benefit of spending time and effort on producing the best resume possible, but with intense competition for jobs, it’s more important than ever to gain the employer’s attention. With a variety of services and writers for different budgets, it might be worth investing in expert help initially to gain success in the long term. As Ive written in the past, the most important thing about your resume is to  align your achievements to the job specification  to prove why you are suited to the job. A professional resume writer can help you do this. Proactive options which cost nothing Cash worries can be intense and may affect your motivation about your career, but there are other ways you can invest in your employability while saving your money: Read about ways in which you can enhance your skills and talents.  Interviewing tips are helpful  for new job opportunities and  researching the company that is interviewing  you is essential. It’s also good to keep updated on new job opportunities within your company so you can apply to move internally. In addition, speak to your manager or HR department about training courses and join as many free, relevant courses as you can. Find a mentor at work who you can discuss your career with, it’s amazing how many tips those with years of experience may be able to offer. Essentially you are the only person who has the power to grow your career and develop, but there are ways to increase your employability without worrying about money. Its important to produce the best resume you can and polish up your interviewing skills, as both reflect you and your experience and abilities. There really are no reasons to let money woes affect your career growth. _______ This guest post was contributed by Jackie Edwards.  

Career Networking and Your Business Card Diving in further - Hallie Crawford

Career Networking and Your Business Card Diving in further I got some positive feedback on my recent posts where I dove deeper into specific topics that I write about in my Career Articles online. (Thanks Dina for your response). So Im going to do more of that this weekI hope its helpful. Business Card Tips and Etiquette How important is your business card? Are you in the kind of business where you use it a lot, or not at all? I used to work in a field that didnt require much use of the business card. So I subsequently used mine as bookmarks, to write to do lists on, and now to be honest, I have a large box of old unused business cards in my office that I just cant bring myself to throw away. I like to recycle as you know and hate wasting paper. Now that Im in business for myself, I realize just how important these little cards are, especially if youre in the job market or in business for yourself. So how important are they? Theyre important, and heres why: 1 They make a statement about who you are. Because I can control the way my card looks, the look is very important to me. Its my image and my 1st impression. If youre in business for yourself, or looking for a new job, make sure your card makes a statement about who you are. 2 Think about your personality what kind of card fits your personality? Create one that fits who you are. 3 Consider the job youre searching for what kind of card is most appropriate for that field? More conservative and straightforward or creative and funky. My cards walk the line between creative, bold, hip and professional. I always get comments on them, it makes me that much more memorable to the person Ive just met. So make yours that way. Make a statement, the right statement. 4 If youre in between jobs, should you make up a card? Yes, especially if youre attending a networking event. You need something to hand to people right? You can easily get cards made for free online these days, or something done at Kinkos. It doesnt have to cost a lot to look good. So make something up with your contact info and the type of job youre looking for. Include the title of your current or previous position on there so people can identify you with a specific field. If youve got a sense of humor include something funny and memorable. Making a good first impression is important in career networking and your card is an important part of that impression. Good luck! Hallie career coaching

Resume Writing For Paulo Coelho Author - How To Write A Great Resume That Will Land You A Job

Resume Writing For Paulo Coelho Author - How To Write A Great Resume That Will Land You A JobIf you have read Paulo Coelho's 'The Alchemist' and enjoyed it, then your resume is incomplete without at least one page of resume writing for Paulo Coelho. Your resume is your road map to the possibility of landing a job in the future. Without a job, you can never realize the best of your life.If you've been asked to write a resume by a recruiter, or even by a potential employer, then you know just how important your resume is to your career. After all, what could be more important than your resume? And without it, it would be impossible to survive in the labor market.Your resume will not only help you find a job; it will also get you the job. This is especially true for people who do not come from a university background, but have a masters in literature. People in this situation usually come from less prestigious colleges or universities.With your resume, it is up to you to make sure that your experience and education match your prospective employer's expectations. This is where to resume writing for Paulo Coelho author comes in.You can find the best resume writing for Paulo Coelho author by going online. All you need to do is find a list of links to resume samples and take the best one that fits you the best.Even if your education or experience does not match what you want, you can still include an objective statement, a profile paragraph, a cover letter, and a mission statement. You need to be able to write a strong resume, but also make sure that you leave the impression that you are capable of filling the position you are applying for.Resume writing for Paulo Coelho author is more than just what your resume has to offer. It is about getting the job you want without compromising your personal choices. So go ahead and show them what you've got!

Paying For Graduate School - The Best Ways To Fund Your Degree

Paying For Graduate School - The Best Ways To Fund Your Degree Paying For Graduate School---What's The Best Way To Fund Your Degree? Going to graduate school is an exciting, yet costly, endeavor. But, like it or not, many of the best jobs today require some sort of advanced degree. In this article we’ll discuss the best loans, grants, and other alternatives to pay for your continuing education. Cost-Benefit Analysis Before you consider going to graduate school, you’ll need to decide if an advanced degree will be worth the hundreds of thousands of dollars you might be spending to get it. Graduate school isn’t the same as undergrad when it comes to financingyou won’t be reliant on your parents’ income to fill out financial forms. So how do you do a cost-benefit analysis (CBA)? First you’ll want to understand how much your degree will cost. In general (it varies from school to school) a medical degree costs around $200,000 at a private institution and $128,000 at a public university, a law degree costs around $45,000 per year based on a study of the top 20 schools, and  an MBA, on average for a top school, costs $150,000. As you can see, grad school costs a LOT. If you dont get a high paying job after an additional four years of school, youll be in debt for a very long time. Luckily, these three degrees tend to lead to very high paying jobs. Although some people will disagree with that when it comes to lawyers and business men/women. To get a specific idea for your school: add up all your degree costs (including tuition), transportation, family expenses, food, course materials, rent, health insurance, certification costs, loan interest repayments, and any other recurring payments. Then subtract the money you’ll get from grants, fellowships, work study, etc. And finally, take this number and compare it to your potential future earnings. This will give you an idea of how much debt you’ll be in and how long it’ll take you to pay it off. Obviously, some professions require a degree (think doctor or lawyer), so the only control you’ll have over cost is by the school you decide to attend. Related: Is Graduate School Worth The Cost? Start with Federal, State, and University aid If you thought the FAFSA was only for your undergraduate education, think again. Filling out the FAFSA should be your first step in attaining aid for graduate school. Luckily (or not so lucky depending on how you look at it), you’re most likely considered an independent student (unless you go to grad school right out of undergrad). This means you won’t have to go to the trouble of filling out your parents’ financial information…just your own. When you fill out the FAFSA, youll be eligible for a few types of loans: Unsubsidized Stafford Loans and Grad PLUS Loans are the most common. With a Stafford loan, you can borrow $20,500 per year of Stafford loans with an aggregate limit of $138,500, which includes any Stafford loans that you borrowed as an undergraduate. These loans have a fixed interest rate set by the federal government. Grad PLUS loans are a little different than Stafford loans. Theres no real limit to how much you can borrowjust up to the cost of your schools attendance. With that being said, youll need a good credit score to qualify. After you fill out the FAFSA, you can go to StudentLoan.gov to apply for the PLUS loan. In addition, you’ll want to check into funding through the state and university youll be attending graduate school in. Your schools financial aid page should lead you to all the information you need, plus each school will have a financial aid counselor, just like at your undergrad university. Look into private loans Although federal loans are frequently easier to come by, private loans come with lower interest rates. But you should be aware that youll likely have to start repaying private loans while youre still in school. Sofi and Earnest are two of our picks for private student loans. They  offer private loan options for those with decent credit. Both offer fixed or variable rates that can help you pay off your loans quicker. You can also refinance past loans at a lower interest rate and pay off your loans from your undergraduate education sooner. Related: How To Apply For Private Student Loans How to compare loans If you want to compare your potential loan rates quickly, in a single place, youll want to look at Credible or  LendingTree. You can look at rates for new loans or if youre looking to refinance. Youll enter your basic information and your schools info and youll see your rates all in one place. Related: Read Our Credible Review. Plus, Money Under 30 readers who refinance their student loans with Credible can get a $100 bonus! Grants can offer your free money Grants are, to some extent, free money towards your graduate education. But you should never count on these. Theyre highly competitive, especially if you enter a popular field such as law or medicine. Heres a short list of some grants by the most popular graduate fields. You should also check grants.gov, which can help you find even more grants. There are also grants based on degree type and minority status. Petersons is a scholarship finding site helps  you find any grants you qualify for (both for undergraduate and graduate school. Other ways to pay for grad school Loans are always an option for graduate school, but if you can get money you dont have to pay back at a high interest rate, thats always the option youll want to takewhether thats through work study, your employers, or even credit unions. Employers The most ideal graduate school situation is finding an employer who will pay for some or all of your degree. Chances are youll need to work for a bigger, corporate company to get this benefit, but there are employers out there who are willing to pay, especially if it benefits them. Or, at the very least, theyll work with refinancing companies to  get you an even lower rate if you choose to refinance. Credit unions With lower (or no) fees, a community feel, and better service, more and more people are turning to credit unions for their banking needsincluding their student loans. If youve exhausted all your other options and need a private student loan, credit unions can offer those with high credit scores and good grads a good deal. Student Choice, and CU Student Loans  work with a number of credit unions to offer you the best interest rate on your student loans. Work for your school Every college will offer some work-study program for those with intense financial need. If youre working towards a masters in teaching, you can student teach, if youre looking to get a medical degree you can work in a lab, if youre looking to become a lawyer you can work for a law firm while in school, etc. Most of these programs allow you to get paid directly, or you can pay it straight towards your tuition. Check with your colleges financial aid page for more information. Consider an online degree There are certain advanced degrees where it might make sense to consider enrolling in an online institution. Its cheaper, more flexible, and youll still get the knowledge you need. What online degrees cut out most is living costswhich make up more of your college experience than you probably realize. Dorm life is extremely expensive. You can also usually cut the cost per-course nearly in half when you take online vs. in-person classes. But be warned, online degrees still cost a decent amount of money. Luckily,  most employers dont question or care if you got your degree online. When you consider how many students enrolled in traditional universities, also take a handful of online courses, there isnt always a huge difference educationally between the two types of educations. Summary Funding graduate school isnt a fun endeavor, but there are many ways to do it. Filling out the FAFSA is your first step and will help you figure out what kind of federal aid you qualify for. If that doesnt cover your expenses, you can turn to private loans and grants. Read more How To Pay For Grad School The Smart Way   6 Ways To Financially Prepare  For Grad School

Keywords Will They Make Sure You Get The Job - Work It Daily

Keywords â€" Will They Make Sure You Get The Job - Work It Daily Make Sure You Get The Job How many times have you been told not to use the same old cliché sayings in your CV? How many times have you heard that employers are tired of reading repetitive, regurgitated CV’s and want unique and original copy? Too many times to count I imagine… Well, ignore everything you’ve been told - things have changed! Once again, computers have stepped in and the process has changed. It’s now much more monotonous, thousands of CV’s are scanned at once, and there’s no time to waste being creative and eye catching here. It’s time to follow the herd and make sure your CV makes the cut. There is an art to keyword cramming in your CV and James Baker of Vivid Resourcing is here to show you how. So how does it work? You e-mail across your CV, it’s placed on to a database with thousands of others and a computer program is used to pick out the CV’s with specific keywords, and these are the CV’s that are passed to HR. Make Sure You Get The Job Here are some tips to help your CV make the cut. 1. Copy Their Advert It’s more than likely the keywords the company is looking for are the very ones that they have included in their advert for the position. Don’t copy the advert word-for-word on to your CV, as at some point your CV will be read by human eyes. But if you can make a list of keywords they’ve used (if they apply to you) and figure out how to squeeze them in to your CV, this will help you pass the first stage screen test. 2. Visit Their Website Their website is going to be jam-packed full of keywords that they associate with the company, such as their values. If your CV has keywords and their values match up they’re going to want you on their team. 3. Seek Out Other Industry ‘Ads’ Take a look online for similar jobs advertised within the same industry. You’re going to see the same keywords crop up time and time again. These are the words you want to be including in your CV. It’s best to review a large selection of adverts and to note down as many keywords as possible. The more you can match up with the employers’ computer program, the better your chances. 4. Read Up On Industry News Gather as many trade journals as you can find, paperback or online, and read up on what’s going on in your industry. The more informed you are the more likely that you will have just the keywords they’re looking for. If there are new developments or industry trends that you spot, gather keywords around this, these are the kind of keywords that will get your CV to the top of the pile. 5. Include Power Keywords This is something, historically, we’ve always included within our CV’s, however, after a backlash from various recruitment advice posts, was told this was a 'no no.' This is because candidates were promised that, if they used certain words, they would get the job. Then, suddenly the same key phrases were included in thousands of CV’s, resulting in a very laborious task for the HR department. This new way of including keywords requires a little more attention to detail. Do your homework, and include leadership and teamwork keywords that apply to your industry. This way you’re not just reeling off the bog-standard catchphrases of the past, but are being industry specific, and tailoring to your job role. 6. Search For Industry Professionals On LinkedIn LinkedIn is an excellent tool for establishing the keywords for your CV because it’s full of industry professionals. Their profiles will provide clues as to what your potential employers are looking for. Take a look at a handful of industry leaders’ profiles, and take note of any important words that crop up in each of their pages. Ideally, you want a summary at the beginning of your CV with your skill set, which includes the keywords you have established using the above points. This gives the computer system and ultimately the interviewer easy access to the keywords. You then want to repeat the keywords throughout the CV, just in case they aren’t picked up initially. Remember though, your CV will be read by human eyes eventually and you want it to make sense and read well. Photo Credit: Shutterstock Have you joined our career growth club?Join Us Today!

My Job Description Has Changed Heres Why Im #AuditorProud to Embrace New Tech

My Job Description Has Changed Heres Why Im AuditorProud to Embrace New Tech If you could build up three of yur professional skills, what would they be? Perhaps data analysis might land on that list, to help you prepare as positions are becoming increasingly more data-driven. Or, digital storytelling to stay current with the latest business technology innovations. Maybe even automation strategies to help condense repetitive and time consuming tasks.PwC, approximately 2,000 employees have joined the Digital Accelerator program, an experience that equips them with data analysis, automation, artificial intelligence, and digital storytelling skills. Once employees have completed immersive digital training, they bring behauptung skills back to their teams and clients to act as catalysts, capable of steering the organization to new heights.As AuditorProud day approaches, we are looking at how audits have changed and developed so rapidly in such a short amount of time. In this day and age, a successful audit professional will be highly proficient in wrangling and analyzing tech and data, visualizing data insights, and explaining what it all means.Laura Martinez, PwC Partner and Assurance People Leader, touts the Digital Accelerator programs efficiency, stating The firm is committed to investing in the digital upskilling of ur people and leveraging technology and tools to provide a very different digital experience to our clients.The skills were investing in now to prepare our people are very valuable, and infinite learning opportunities, such as the Digital Accelerator program, is part of the reason shes continued to develop zu sich career at the firm for over two decades.In addition to the Digital Accelerator program, the firm launched a Digital Badge program. The badge program allows PwC professionals the opportunity to earn, apply and gain recognition for the knowledge and skills that our business demands, including digital acumen, data visualization, business ana lytics and artificial intelligence.We spoke to Martinez about digital upskilling opportunities at the firm, the digital transformation taking place in the assurance practice and how she achieves success in her dual roles.Tell us a bit about your current role at the firm. What are your priorities at work and what does a typical day entail?I have two main roles I am the Assurance People Leader and a client service partner. As the people leader, I manage a team of individuals who oversee talent acquisition, career development, performance development, compensation, talent management and all the things important to the people experience.My role as an audit partner includes serving large financial service clients. On a typical day, I could be working with my team to brainstorm how to automate a functionality that we used to do manually. Or, I could be working with a client engagement team on a transactional issue on an audit.What has been your career path with PwC and how has the firm su pported your career growth?I started with the firm as an intern in 1990, and have had a fairly traditional career path within our assurance practice and worked my way up to the positions I hold today. When I was a senior manager, I remember sitting down with a partner with whom I was close, and he asked me if I wanted to become a partner -- a thought that hadnt occurred to me until then. That simple conversation really opened up the possibility for me, and helped me move forward on my career path with PwC.What do you enjoy most about your current roles? And how do you balance both of them?I deeply enjoy both roles and the opportunity I have to make a difference for other people in the firm and our clients. One of the things I love most about the people leader role is meeting and connecting with others and exploring ways we can innovate, challenge the position quo and do things differently. Why is it an exciting time to be working in assurance?Its a very exciting time to be working i n public accounting and in the assurance practice at PwC.Were in the midst of a very transformational digital period lots of things are happening to impact scale, speed and technology of the audit.How has technology and the firms digital transformation impacted the audit practice? A plan to execute the audit continuously is in the works. PwC has invested in establishing a Modern Auditor. The insights and perspectives of a Modern Auditor from working with data, people, quantitative analytical skills, coupled with digital upskilling, will allow us to provide more value to our clients as audit professionals.What skills are key to a successful career as an audit professional today?Technical accounting skills and a focus on quality are key priorities, supported by analytical skills, critical thinking and data analysis. These skills are all highly valued at the firm, as are clear communication and thoughtful leadership. We want our people to continue to learn, ask thoughtful questions an d discover more. Having an infinite learning mindset goes a long way.What career advice would you provide a female professional exploring a career in/or currently working in assurance?PwC is a great place to build a career and develop professional skills. I often leaned on my coaches and mentors for advice on how to navigate things, but I would call that out as something I consciously did and continue to do based on my goals to grow my career.I encourage our staff to take advantage of opportunities that are available to help develop their personal brand and leadership skills, such as volunteering to be part of a planning committee and mentoring junior staff and interns.Why are you AuditorProud?We are AuditorProud to embrace, bedrngnis fear, the continued maturation of technologies. Technology enhances the human elements of being an auditor -- the emotional intelligence, sound judgment, professional skepticism and experience of the Modern Auditor. These skills, when combined with t he deep analysis completed by machines, allows todays auditors to become even greater strategic thinkers.Whats the most memorable piece of career advice youve received?Change is hard, change can be scary, but its not to be feared especially at PwC. Taking advantage of things youve never done before and stepping into leadership roles can help to advance your career and open the door for even more opportunities.--Fairygodboss is proud to partner with PwC.Find a job there today

Finding Writing a Resume for Scholarships on the Web

Finding Writing a Resume for Scholarships on the Web Inspect scholarship resume samples to comprehend how to tailor you resume. ur scholarship was designed to encourage students to understand how to present themselves in a resume. List your Academic Experience section at the peak of your resume since most scholarships ask that you have a particular GPA. List your Academic Experience section at the top of your resume, since they require you to have a certain GPA. Great organization Your scholarship CV needs to be analyzed in the suitable order. Getting confident that youre worthy of the scholarship is crucial to convey in the resume objective. Read on, and you will find out how to create the best scholarship resume in the pile. A comprehensive scholarship resume template it is possible to utilize to make your resume. Where to Find Writing a Resume for Scholarships Following that, writing an overview of your qualifications like your educational attainment and the vital skill s needed in the position ought to be performed. Writing a resume can be somewhat intimidating if you are a newcomer to job hunting or whether youve been job looking for a while with little if any results. Then decide which will be contained beneath their various work in the Experience section of the resume. Utilizing a one-size-fits-all resume might be a huge mistake when youre looking at a number of job opportunities. The New Angle On Writing a Resume for Scholarships Just Released Writing a resume can feel intimidating, just with the right guidance you ought to have no issue nailing it. The very first portion of your resume should include your contact information and quite a few qualifications that you desire to highlight. Resumes usually get only a fast review, or so the committee may not take the opportunity to review a long resume. Teacher Resume needs to be well drafted document.